There's definitely a lot to think about! Amy Lins, VP of Enterprise Learning at MMI, shares a bit about her story: https://www.realsimple.com/work-life/money/money-planning/do-you-need-life-insurance-without-kids
Curious if a debt management plan can work for you?
Learn all about a DMP here: http://moneym.org/DMP
Every financial situation is different. We have plenty of options to help you reach your #DebtFreeDate.
You have options when it comes to your credit card debt. Check out the pros and cons of consolidating it with a mortgage refinance: http://moneym.org/s5gjp
Before you sign on that dotted line, make sure you take the time to think about how it can affect your finances if things go wrong. If you have any other questions, we can help!
“Most of us are emotionally tied to our homes, so making the decision and getting beyond the emotions involved in saying goodbye is the first hurdle.” -Jackie Boies, Senior Director of Housing and Bankruptcy Services at MMI
Three Financial Chores to Do Before Listing Your Home for Sale
Beyond the cleaning and sprucing up you’ll need to do to prepare for listing, there are financial chores you...
Summer is a great time to start working towards your #DebtFreeDate. Get started: http://moneym.org/credit-card-debt
"If you have fair credit and you’re trying to improve the number for a house purchase, for instance, you’ll want to start working on it at least a year in advance." Thomas, Director of Media and Brand at MMI https://www.today.com/tmrw/how-improve-your-credit-score-2021-easy-effective-tips-t225895
How'd you do this weekend? Need some extra help staying on track this week! Let us know how we can help!
Sure sounds a lot better than 24.99% APR! If your credit card interest rates are too high, we might be able to help!
Not sure where to start? A FREE counseling session can help you decide the next best step when it comes to your finances. Message us and let's get started!
Struggling to manage your student loan payments with the rest of your monthly responsibilities? You're not alone.
Get started here: https://moneym.org/student-loan
"Really making a plan with how they want to spend that money, what they want to put it towards and being thoughtful of how they are going to apply it to their financial goal and that is important."
Expect more money in your bank this week: IRS to start child tax credit monthly payments
This week the first of six monthly child tax credit payments will be hitting bank accounts and the mail.
Our very own financial expert, Tara Alderete, discusses how to handle your finances during the pandemic (and beyond): https://www.youtube.com/watch?v=NNvnBUoA7vY
Need help with budgeting, money management skills, even credit issues? We are ready to help. Message us and let's chat!
Enjoy the freedom that comes with reaching your #DebtFreeDate! We can help.
We worked with Jennifer to consolidate her debt and negotiate lower interest rates. She was able to pay off over $100,000 in debt! Congrats Jennifer on reaching your #DebtFreeDate!
Read more about her story:
Study: Consumers credit card balances will rise in 2021 following debt decline in 2020
Credit card balances plummeted 17 percent during the pandemic but a new study shows nearly half of Americans are ...
Congratulation to our client, Jennifer, on this huge accomplishment! #DebtFreeDate
Credit card balances plummeted 17% during the pandemic but a new study shows nearly half of Americans are willing to take on more debt this year. Help is available for those who are in over their heads with credit card companies. https://www.abcactionnews.com/money/consumer/taking-action-for-you/study-consumers-credit-card-balances-will-rise-in-2021-following-debt-decline-in-2020
Read Thomas' story and see how life-changing #housing stability programs can be: https://moneym.org/housing-programs
Start here: http://moneym.org/credit-card-debt
Because #debt forgiveness is most commonly connected to settlement, there are two major costs to consider:
1. Cost of the settlement (the portion of the debt you do pay)
2. Tax you pay on the forgiven debt
Learn more: https://moneym.org/forgive
Have a safe and happy Independence Day! #July4th
Every dollar paid towards debt counts! How much will you pay off in July? #DebtFreeDate
Congrats to everyone who worked so hard to reach their #DebtFreeDate last month!
Will you be next?
Stay positive and start working towards your #DebtFreeDate today. We can help!
For someone who hasn’t used much credit but pays their rent on time, this could be a great way to boost your score.
Is it right for you? Find out: https://moneym.org/rental-history
"If you're facing financial stress, it's critical to recognize that the government-support programs are ending and to seek help if needed."
It's time for a midyear financial review: Here are 5 things to watch for
Here are some important recent financial trends and developments to consider for your finances as the economy shifts.
Many Americans have needed help when it comes to their credit card #debt. You're not alone!
Is your #debt getting out of hand? Not sure where to start?
We can help: https://moneym.org/begin
"My coming out story and my financial journey are inextricably linked." Hear more insights from our experts during our #pridemonth panel! https://youtu.be/fm25jCA7Vlk
There are some common credit score myths that could actually damage your credit! Learn more: http://moneym.org/rebuild-credit
Our debt management plan can reduce the number of payments you make each month. Let's chat and see if it's the right plan for you! #TestimonialTuesday
There's no better time than the present to start working towards your #DebtFreeDate.
Learn more: http://moneym.org/credit-card-debt
Happy Father's Day to every superhero dad out there! We hope you have an awesome day. #FathersDay
What's your secret to staying on #budget during the weekend? Let us know!
Don't let this happen to you and your partner! Work as a team when it comes to your finances.
Any questions on how to start? Reply and let us know!
Working on your #DebtFreeDate but want to make sure your credit doesn't suffer? The first step is understanding what factors go into your actual credit score.
Learn more about debt repayment strategies and how they affect your credit score: https://moneym.org/aqs9x4
“The refundable nature of it helps those families with things like childcare, it helps them with food in the household.” -Amy Lins, Senior Director of Enterprise Learning at MMI.
Eligible parents to begin receiving payments for advance child tax credit next month
In just a few weeks, the Internal Revenue Service (IRS) will begin sending out monthly child tax credit payments in advance of the 2021 tax season.
Get your questions answered:
2021 child tax credit: Do your kids qualify for the full $3,600?
More than 36 million households qualify for the expanded child tax credit. Here's how to tell if you qualify for...
Happy Flag Day! 🇺🇸
Do you have enough saved in an emergency fund?
Do you have an emergency fund? If not, now is a great time to start one because, let’s face it — emergencies are always unexpected, so the best thing you can do is prepare for the unexpected.
To learn more about emergency funds, visit https://trib.al/RwgReeO.
Your #creditreport is a big part of your finances so it's important to make sure there are no mistakes. We can help: http://moneym.org/credit
Nearly every worker could benefit from having short-term disability insurance, but sometimes that extra protection is even more important: https://moneym.org/49cezf
Quick reminder that there's no better time to start working towards your #DebtFreeDate. We can help.
Struggling to pay your #mortgage right now? You're not alone. Here are some things to consider: https://moneym.org/u6ms4n
Online counseling is an easy way to get started on your #DebtFreeDate today: http://moneym.org/online-counseling
How do you financially prep for the week ahead? We'd love to hear your ideas!
One thing you'll want to avoid during #bankruptcy is making any large purchases. Thanks for the feature @Bankrate!
Don't Spend Money Before Chapter 7 Bankruptcy | Bankrate
Spending a lot before or after filing for bankruptcy could jeopardize your case.