Oldie but a goodie this #TestimonialTuesday. MMI provides an affordable way to pay down your debt each month. No situation is the same, so reach out to us for help!
"The average set-up fee for Money Management International’s debt management plans is $33, and the average monthly fee is $25. These can be a great deal."
Reaching your #DebtFreeDate will be worth it. Thanks @Bankrate!

How A Personal Loan Can Be A Useful Debt Consolidation Strategy | Bankrate
Taking out a personal loan to pay off your credit card debt may save you a lot of money in interest.
www.bankrate.com
Freedom to choose how YOU spend your money and where YOUR money goes each month. Message us, and we will help you get started. #DebtFreeDate
You can try to transfer balances or get a personal loan, but an even better option would be to set up a debt management plan with MMI.
Thanks @MarketWatch, we agree!

I have $20K in credit card debt that costs me $400 a month just in interest. Should I use a personal loan to refinance it?
Have a question about getting out of debt? Email picks@marketwatch.com.
www.marketwatch.com
It may be tough to take a deeper look at your statements, but ignoring them could worsen things. Read more from @Bankrate:

How Avoiding Your Statements Might Be Causing You Debt | Bankrate
Avoiding accounts is more common than you think. Here’s how to turn your statements from stressors into tools for financial health.
www.bankrate.com
Exciting news for borrowers in California! Take advantage of free reverse mortgage counseling through the end of March:

Reverse mortgage counseling is free in California, but not for long
MMI is applying grant money to the cost of reverse mortgage counseling sessions in California, but funding is likely to run out next month.
reversemortgagedaily.com
Check out these free in-person workshops if you're in the Atlanta or Buford, Georgia area! Especially if you're a first-time #homebuyer:

Financial Education Workshops | MMI
Take your money expertise to the next level with an in-person financial education workshop from MMI. Check out our...
www.moneymanagement.org
Today is the first day of #BlackHistoryMonth! It is a time to reflect and celebrate the impact Black Americans have had on our country. #BlackHistoryMonth #BHM
Here at MMI we're all about second chances. We're here to help you reach your financial goals and your #DebtFreeDate. Let's get started! Message or call us at 866-889-9347.
Unfortunately, credit reporting isn't instantaneous and updates can take months. If you're trying to close on a loan where those updates mean the difference between approval and denial, you may need to turn to rapid rescoring.

What Is a Rapid Rescore and Do I Need to Do It?
Rapid rescoring allows consumers to access their most up-to-date credit data, potentially bringing up their score in the process. Here's how it works.
www.moneymanagement.org
Feeling like there's not enough money to pay your debts? A budget helps you step back, evaluate your situation, and reduce the stress of money management.
What about you? Do you budget regularly?

Budgeting to Pay Off Debt | MMI
When you find yourself in debt, having a budget and sticking to it can be an invaluable lifeline to get back ...
www.moneymanagement.org
Thanks to generous funding from @USAA, MMI will complete the transformation of its debt relief program to a fully mobile-first experience!
Get more info: https://moneym.org/USAA-grant
"George has paid off more than half of her debt. MMI helped her lower her interest rates on her credit cards, and she’s made sacrifices along the way."
Another fantastic client success story! Thanks for the feature, @azfamily!

As credit card debt soars, so do calls for credit counseling help
Creating a budget and analyzing what needs to be sacrificed is the first step.
www.azfamily.com
Simple, judgment-free solutions to debt, credit, and budget problems.

Credit Counseling
MMI offers free budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.
www.moneymanagement.org
“Reputable nonprofit credit counseling agencies such as Money Management International can often put together debt management plans along the lines of 6 percent interest over four to five years."
Thanks @CreditCardsCom!

Poll: Nearly 75% of Debtors Have Added to Their Credit Card Debt - CreditCards.com
Are U.S. consumers in more debt as inflation and rising interest rates rage on? Learn more about how U.S. adults are coping with debt in this survey.
www.creditcards.com
If you feel overwhelmed by debt, there are MMI counselors ready to help today. The sooner you start, the faster you'll reach your #DebtFreeDate!
Message us or call 866-889-9347.
Ready to finally get rid of debt in 2023? A debt management plan (DMP) from MMI may be just the thing you need: https://youtu.be/t5X5Oh69xaM
Consolidation can be beneficial, but it’s not necessarily the right choice for everyone. Here’s what to consider:

How to Consolidate Student Loans and Why | MMI
Student loan consolidation can be beneficial, but it’s not necessarily the right choice for everyone. Here’s...
www.moneymanagement.org
For borrowers with limited savings, down payment assistance programs can help them overcome a potential barrier to buying a home and building equity.

What is Down Payment Assistance and How Do You Know If You Need It? | MMI
What happens if you don't have enough saved for the deposit on your desired home? That's when down payment assis...
www.moneymanagement.org
Used mindfully as a tool, credit cards open up all types of convenient doors, but if used unwisely, they can also dig you into a financial hole.

Credit Cards for Beginners | Interest Rates, Building Credit | MMI
Learn how credit card interest rates work, how credit cards can help you build credit score, how to avoid gettin...
www.moneymanagement.org
"Our lives begin to end the day we become silent about things that matter."
Today we stop to remember and celebrate the life and legacy of Martin Luther King, Jr. #MLK #MLKDay
Whether you feel alone in your debt, or even embarrassed, we understand because we've been there. We're ready to chat when you are.

Talking About Debt - Why Is It So Hard? | MMI
Unfair stigmas can make it hard to talk about debt but we're here to change that. Visit us to learn more abo...
www.moneymanagement.org
What's holding you back? We are here for you and ready to chat when you are.
Even if you don't have great credit, we can help you create a plan to attack your debt in 2023! https://youtu.be/AUWx9oqOIrU?t=140
Most DMPs (debt management plans) are designed to be completed in five years or less. DM us to learn more, or click here: http://moneym.org/DMP
"Consider going to a nonprofit credit counseling agency (such as Money Management International) to find out if a debt management plan can help."
Thanks for the shoutout, @Bankrate!

Survey: More Americans Are Carrying Debt, And Many Of Them Don't Know Their APRs | Bankrate
The number of U.S. adults who carry credit card debt is rising, now up to more than a third.
www.bankrate.com
We're here when you're ready to get started on your #DebtFreeDate.
Debt relief is just a conversation away. Begin your free session today and see how we can help: https://moneym.org/get-started
Worried about upcoming credit card bills now that the holidays are over? We can help negotiate with your creditors, even if you don't have great credit.
Thanks, @FoxBusiness!

How to create a holiday credit card payback plan
Once you have your list of how much you owe and to whom, and interest rates on your credit cards, start your...
www.foxbusiness.com
"In Solomon’s case, Money Management put him on a budget, negotiated interest rates with his credit card companies, and consolidated the plastic payments into one monthly bill."
Learn more about Solomon, an actual MMI client:

New numbers paint a grim picture of America‘s credit card debt
Americans' credit card debt jumped 15% in the third quarter of 2022, the largest increase in 20 years.
www.abcactionnews.com
If you went overboard this holiday season, don't panic! Here are some of our favorite tips for whittling down that holiday debt.

How to Dig Out of Holiday Debt
If you went a little overboard this past holiday season and outpaced your budget (and then some), don’t pani...
www.moneymanagement.org
"You have the opportunity to learn from someone who cares and shows you how it's done. Learn in her school instead of the school of hard knocks." -@ClarkHoward
Learn more about MMI's very own Beatriz Mauersburg: https://youtu.be/5VhuhQ3-5bc
Don't just take our word for it. Real stories from real people who beat debt.
Ready for the next step? Message us, and let's get started.
Student loan counseling from MMI is FREE through March 31, 2023! Find a plan that works for you:

Nonprofit Student Loan Debt Management Counseling | MMI
Learn if student loan counseling from nonprofit MMI counselors is right for you. Get a loan review and guidance to bring your debts under control.
www.moneymanagement.org
Cheers to a happy and healthy new year! From our family to yours, we wish you a prosperous 2023.
MMI was named the 2022 Global Innovation Award Winner in Community Disaster Recovery for Project Porchlight. Thank you @BAI_Info!
Three MMI counselors/educators also were given awards from the @NFCC. Congrats all!
Read more: http://moneym.org/awards https://moneym.org/awards
"Here’s how you can review your finances, figure out which debts to prioritize and choose a payoff strategy."
Thanks for the feature, @NextAdvisor!

You Took Out Debt in 2022. Here's What to Do With It in 2023 | NextAdvisor with TIME
Credit card and home equity debt both jumped in 2022. If you took out new debt, it’s time to make a plan for managing it in 2023
time.com
We asked last year, and we are asking again- will 2023 be your year? Take the first step and message us today!
New podcast alert! Our very own CEO Jim Triggs joins to explain how a credit counselor can help and how to spot scams by disreputable companies that overpromise:

How a Credit Counselor Can Help Get Your Debt Under Control - Your Money Briefing - WSJ Podcasts
Trying to wipe away large amounts of past debt is sometimes too big a task to handle alone. Money Management I...
www.wsj.com
The holiday season is the time of year when most people spend more than they planned. Here are some things to consider to get your finances back on track as you head into next year:

New Year Financial Checklist | MMI
If you didn’t put money aside for Christmas spending this year, you may be feeling a pinch right now. Here...
www.moneymanagement.org
"Another way to consolidate debt: Sign up for a debt management plan offered by a reputable nonprofit credit counseling agency, such as Money Management International."
Thanks @MarketWatch, we think that sounds like a great idea!

6 proven strategies to pay off credit card debt faster in 2023
From the snowball and avalanche methods to a HELOC to a 0% balance transfer card, here are options for paying off credit cards smartly.
www.marketwatch.com
Finally getting out of debt? Improving your credit score? Increasing your savings?
Whatever your goal is, we have resources to help.
Now that the holidays are over, it's a great time to make sure your finances are in order. Message or call us for help!
Merry Christmas from our family to yours!
See what real clients are saying about their experience with MMI:

MMI Reviews
At MMI, we’re continually driven to provide the best possible service and solutions to consumers facing everyday...
www.moneymanagement.org
Curious about a DMP (debt management plan)? Get all of the benefits of consolidation WITHOUT a loan:

Debt Management Plan
Need more than just debt counseling advice? MMI can help you resolve your credit and debt problems with a structured debt repayment management plan.
www.moneymanagement.org
Just a few more shopping days until Christmas! Instead of turning to Amazon (again), consider gifting from a small, local business!
“We’re human and we want to enjoy the holidays, but we have to remember that that reckoning is going to come next month when those bills arrive in the mail.”
We recommend making a budget for the holidays- what are your thoughts?

Consumers focus on what they need instead of what they want this holiday season
During this "season of giving" people are pulling back on holiday spending.
www.kpbs.org
MMI is so honored to have been named a 2022 BAI Global Innovation Award winner. Innovating to meet the needs of the consumers is at the heart of MMI’s ability to deliver on its mission.
Thank you, @BAI_Info!
Used mindfully as a tool, credit cards open up all types of convenient doors, but if used unwisely, they can also dig you into a financial hole."

Credit Cards for Beginners | Interest Rates, Building Credit | MMI
Learn how credit card interest rates work, how credit cards can help you build credit score, how to avoid gettin...
www.moneymanagement.org